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Understanding your Mental Health
Benefits:
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Prior
to beginning any form of medical treatment, including
mental health treatment, it is a good idea to understand
your medical benefits. You can find out what your benefits
are by referring to your medical benefits handbook,
by talking to your human resource department at work,
or by calling your insurance provider directly. You
can find their 800 number by looking at your insurance
card.
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What
should I know about my insurance? |
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When you call your insurance company you want
to ask several questions. |
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•
What are my benefits for out-patient mental
health?
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Can
I see a provider of my choosing, or must
I see a network provider?
•
How
many sessions am I entitled to per year?
•
What
is my deductible?
•
What
is my co-pay?
•
To
what address should claims be sent? |
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Price
isn't Everything |
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Selecting a health care provider based on their
hourly fee alone may not be the most economical
way to receive services. Quality of care, experience
of the provider, and average length of treatment
must all be considered. |
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Fee
for Service Available |
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Fee for Service is available for those people
who do not have insurance, or who choose not to
use their benefits in order to maintain their
privacy. Some individuals may also be eligible
for a reduced rate based on financial need. |
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